Policy

This page explains your Rhino MiIncome Loss of Employment Protection insurance policy details, coverage benefits, exclusions, and how to manage your policy effectively.

MiIncome provides financial support if you unexpectedly lose your job through no fault of your own. If you meet all policy terms and conditions, the benefit payment can help cover rent and essential living expenses for a limited period while you search for new employment.

Key Highlights of Your Policy:

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Who is covered?
You – the person named on the Certificate of Insurance.

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What am I covered against?
Involuntary loss of employment.

What is not covered?
Quitting, if you are already unemployed, training, retirement. See the full T&Cs below.

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When does coverage start?
After the 90-day waiting period.

How long does coverage last?
12 months. This is an annual policy, paid monthly.

Is 1099 part-time or contractual employment covered?
No, you must be a full-time W-2 employee working at least 30 hours a week.

Terms and Conditions: Here is a link to your policy terms and conditions: www.sayrhino.com/loss-of-employment-terms-and-conditions.html

Frequently Asked Questions

Your coverage is based on the monthly rental amount you provided during enrolment.

This policy covers up to 3 times your monthly rent.
Payments are made over a maximum of three months, subject to meeting policy terms and conditions.

Terms and Conditions: Here is a link to your policy terms and conditions: www.sayrhino.com/loss-of-employment-terms-and-conditions.html

This is an annual insurance policy that is paid for monthly.

This policy does not provide coverage for:

Job loss before your policy start date or within the 90-day waiting period.
Short-term contracts, part-time jobs, volunteer work, or training courses.
Voluntary resignation, retirement, or dismissal due to:
- Failure to follow employer policies, rules, or code of conduct.
- Non-compliance with ethics, company guidelines, or refusal to accept work orders.

Terms and Conditions: Here is a link to your policy terms and conditions: www.sayrhino.com/loss-of-employment-terms-and-conditions.html

If you would like to cancel your policy, you can submit the cancellation request through this website by contact us.

Here’s a link to your policy Terms & Conditions: www.sayrhino.com/loss-of-employment-terms-and-conditions.html

To be eligible for coverage, you must:

Be a W2 full-time permanent employee
Work at least 30 hours per week for the same employer

This policy does not cover:

1099 contractors (self-employed)
Part-time or temporary workers
Training programs or internships

Terms and Conditions: Here is a link to your policy terms and conditions: www.sayrhino.com/loss-of-employment-terms-and-conditions.html

Your policy is active once you have successfully enrolled and we have received your insurance payment.

However, your coverage only begins after you have completed the 90-day waiting period. During this time, if you lose your job, you cannot make a claim.

Terms and Conditions: Here is a link to your policy terms and conditions: www.sayrhino.com/loss-of-employment-terms-and-conditions.html

A waiting period is a duration of time you must wait before your insurance cover comes into effect. During this time, your insurance coverage is not yet active.

You cannot make a claim for any loss of employment that happened before you enrolled or during the 90-day waiting period.
If you have been enrolled for 90 days and then lose your job, you may submit a claim if you meet all the policy terms and conditions.

Terms and Conditions: Here is a link to your policy terms and conditions: www.sayrhino.com/loss-of-employment-terms-and-conditions.html

Key Highlights of Your Policy:

Frequently Asked Questions

Get in touch with us for any inquiries about your MiIncome policy.